If you have lived and worked in The UK and now reside overseas then it is highly likely that you have one or more so called “frozen pensions”.
When you leave a job in The UK, there are no further contributions being made to your former employee pension scheme. Many International Expatriates lose track of these completely.
There are several types of employee pension schemes. The two most common are Final Salary Schemes and Money Purchase Schemes. If the trustees or administrators of the scheme do not have your current contact details they will be unable to provide you with any updates which often contain important information including any changes to the scheme since you left.
Most importantly, this is your money. We can help you to track down all of your UK pension entitlements. In most cases it is possible to transfer out the value of the scheme to a personal scheme which you can control and manage.
Pension legislation is constantly changing and navigating pensions is a minefield. At Unity Financial Partners we will help you understand what pensions you have, how your pensions work, and what options you have with your pensions.
Unity Financial Partners Srl is registered with IVASS Italy and The FCA (Financial Conduct Association) UK. IVASS Reg No: B00035674, FCA Reg No:578179. Unity Financial Partners is able to passport services throughout the European Union. Unity Financial Partners also facilitates services via a network of affiliated professional partners who are separately registered and regulated in their own right both within The European Union and worldwide. Registered Office: Viale Aventino 80, Rome, 00153, Italy. Administration Centre: Via Del Vespro 75, Messina 98122. Partita Iva/VAT Number 11038671001.
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