Request a Free Consultation.
All of our consultants and partners are qualified and experienced to give you the most honest and straightforward Advice.

We can create a custom made solution for you recognizing that all of our clients are unique

Retirement Plans for Expatriates

The most commonly used method for expatriates to build up a suitable retirement fund is via the use of Insurance based Unit Linked Retirement Plans. Contributions can be made by regular contributions, lump sums or both.

For most nationalities there is a high degree of flexibility and tax efficiency with these plans and after an initial contribution period, you can normally access cash if you need it or stop or reduce contributions.

Some of the most common features are:-

  • Online access to valuations 24 hours every day.
  • Facility to stop or reduce contributions.
  • Access to a wide range of risk rated investment funds including cash deposit, bonds, managed investment funds and specialised funds such as gold, property and renewable Energy.
  • Portability. You can normally continue to contribute if you move to a new country or even back to your home country.
  • Facility to access cash should you need it.
  • Regular income facility which can be useful for retirement income or paying for private education fees.
  • Premium Protection. If you become sick and unable to work contributions can continue to be made on your behalf.
  • The option to include life insurance cover.
  • Simple nomination of your chosen beneficiaries.

Because these plans are designed for the international expatriate, they offer a considerable amount of flexibility and they help ensure that planning for your retirement can be a seamless ongoing process even if you work and live in several different continents and countries over your lifetime.

Put us to the test and contact us today

You may find it helpful to complete our online Retirement Analysis which you can go to by clicking on the link at the bottom of this page. This is designed to provide some important feedback for you on the basic steps that you may wish to take so that you can begin to implement your Retirement Plan without any cost or obligation.

We look forward to being of service so please feel free to let us help you by either clicking on the link to our Online Retirement Analysis below or if you would like to see how much you would need to save as a lump sum, a regular contribution or both to meet your target then click below for our Online Retirement Plan Quote.

Click here to go to our Online Retirement Analysis
Click here to go to our Online Retirement Plan Quote
Click here to request a free consultation
Click here to join our Site
Click here to contact us

Our Unique Charity Referral and Member Credit Reward Program
Unity Financial Partners is committed to helping charities which are working to improve the lives of those in need.

To find out how you can help without any cost or obligation, please click here
Living or moving overseas from the UK with Pension Benefits?
Find out how you may be able to benefit from a QROPS.

1. No need to buy an Annuity
2. Income paid gross
3. No tax charge on passing assets to     Beneficiaries.

Do you have a UK Endowment Policy?
Did you know that you may be able to release the cash value of your UK endowment policy with up to 35%
more than the surrender value paid by the bank or insurance company who sold you the policy.

Perhaps you need access to cash or would like to look at more suitable investment options.
Sign Up for our newsletter
Latest Special Offers
Market reports
Fund Focus
EU Savings Directive
What is the EU Savings Directive?
How does this affect me?

How good advice can reduce or remove this.