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Benefits of Investment Bonds for EU Nationals
For EU Nationals, an Investment Bond can provide a highly tax efficient and cost effective method of building and managing an investment portfolio. You can access a wide range of different risk rated Investment Funds and Cash Deposits as well as individual Equities quote on any recognized exchange and both Corporate and Government Treasury Bonds.
One of the most significant advantages of an Investment Bond for most EU Nationals is that you can buy and sell Cash Deposits, Investment funds, Equities and Bonds without creating an immediate tax charge. All of your investments are on one statement which means that you can easily monitor your investment portfolio at a glance
Some Important Key Points
For EU Nationals, Investment Bonds can provide some very significant benefits:-
- Access to a wide range of financial instruments including tax free Investment Funds.
- Significant discounts when buying Managed Investment funds.
- Low dealing charges for buying equities, treasury bonds or corporate bonds.
- Easy to monitor with all of your individual investment holdings on one statement.
- Highly Tax Efficient in Most EU Countries.
- Removes 20% withholding tax under the EU Savings Directive
- Simple Nomination of Beneficiaries.
- Facility to transfer your existing holdings for additional tax and administrative efficiency.
Unit Linked Lump Sum and Regular Savings Plans
These are similar to Investment Bonds but are normally for smaller Lump Sum contributions, regular monthly savings or a combination of both. You can invest in a wide range of Managed Investment Funds from almost any location overseas and if you do return to the UK then you can continue to make contributions. Some of the benefits for EU Nationals are:-
- A suitable Substitute for a Pension because you can contribute from overseas or from any EU Country.
- Switching between different Investment funds is normally free of charge and there is no immediate tax charge on any gain made.
- If you time the full surrender of your plan to coincide with a period of residency overseas then you can receive the full value without any deduction of Tax.
- You can build life Insurance and premium protection into the plan at low rates.
- You can stop or reduce contributions as well as increase contributions.
- You can access cash should you need it before the maturity date.
- Highly Tax Efficient in most EU Countries.
Put us to the test and contact us today
To find out more about our range of Investment Bonds and Unit Linked Savings Plans, please contact us today by clicking on one of the links below. You may find it helpful to complete our Detailed Online Review for EU Nationals which is designed to give you some quick feedback on a number of Financial Planning Issues and you can also obtain a quick quote from our Online Savings and Investment Quote by clicking here.
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1. No need to buy an Annuity
2. Income paid gross
3. No tax charge on passing assets to Beneficiaries.
more than the surrender value paid by the bank or insurance company who sold you the policy.
Perhaps you need access to cash or would like to look at more suitable investment options.
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